Many people have been asking about this ever since the closed beta for The Division began, so we’d like to inform everyone of this.
A few gamers have already taken to the official Ubisoft forums to inquire about characters and loot transferring from the closed beta to the full game. Ubisoft’s community manager responded.
According to Natchai, the community manager, characters will NOT transfer. Players will have to start a new character and play through content anew. This means you’ll have to recreate your player and go out in search of gear all over again.
This is commonplace among games that have betas. Almost none allow the transfer of characters or items from beta to launch. Many games do, however, offer special bonus items, emblems, badges, or other in-game goods to players that participated in alpha or beta builds.